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What are your thoughts on insurance companies?

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What are your thoughts on insurance companies? Empty What are your thoughts on insurance companies?

Post by Breezey Breezey Sun Feb 21, 2010 10:01 am

Health, auto, life, home, etc...
Premiums, deductibles, etc...
Breezey Breezey
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Join date : 2010-02-13

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Post by Tater Salad Sun Feb 21, 2010 1:47 pm

I hate them, and I hate laws that mandate having insurance. They basically just raise the price of everything that they insure, because the insurance companies take a big slice of the pie! Health care, for example, would cost about 25% less if there was no health insurance.
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Post by hoaloha Sun Feb 21, 2010 5:09 pm

I always thought they were a good thing as it was protection against high prices but now after reading what Tater said, I begin to wonder. Life insurance is good so that your spouse will have money and won't have to worry about bills etc. medical insurance I don't like but how would it work without it.Car insurance I have full coverage, collision the works, I only pay about 52 a month with State Farm, and my poor Jeep was tapped by this lady, but my company took care of it and the jeep got fixed, I had a rental for a few days it was so cheap, what would you do without car insurance. I only had to pay 250 deductible on 400 dollars worth of damage. Some things about insurance are good I think, but I sure don't have all the answers. :?:
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Post by Breezey Breezey Sun Feb 21, 2010 7:19 pm

In my opinion, insurance and the companies... a scam to make a buck off of people. You pay insurance for long periods of time and still have to pay a deductible. Why? If you have damage to your home or car, they try to get you to settle for less. They want to save a buck. Many insurance people work for commissions. If you settle for less, those people make a lot more. I doubt there is an insurance company out there that honestly cares if you are treated fairly. I think they even have their own private book of excuses to use to NOT pay up. How about a persons car insurance going up just because they were in an accident... even though it was proven it wasn't their fault? How about many car insurance places raising prices because of the new law about having car insurance? The excuses used make no sense for those who really care to think about them.
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